Pocket change in this context would be 1-3% of a cost base.[1] >5% is not pocket change, it is a material expense. The expenses in question may be in the 30-40%

Pocket change in this context would be 1-3% of a cost base.[1] >5% is not pocket change, it is a material expense. The expenses in question may be in the 30-40% range ( >10x a "pocket change" amount of 1-2%). Hope this is clearer. [1] ie, a "non-material" expense.