> Which you don't have access to if you are DIRECTLY making bitcoin payments from customer to merchant. Sounds like how I can't chargeback dollar bills I use

> Which you don't have access to if you are DIRECTLY making bitcoin payments from customer to merchant. Sounds like how I can't chargeback dollar bills I use for a money order. I don't imagine it will ever get to the point where people perform financial transactions with bitcoin using raw addresses. They will probably always use third party services like coinbase, which has a fractional commission, for the security, both in having a remote wallet (ie, bank) and providing chargebacks.