While I agree with the general concept, investing 10k comes with a substantially different cost/risk/benefit profile to investing 1,000k. The 1% rule is a grea

While I agree with the general concept, investing 10k comes with a substantially different cost/risk/benefit profile to investing 1,000k. The 1% rule is a great general rule for a single investment, but to invest 99% of your porfolios gain on 1% risk seems like asking for 1995 google stock. My personal investment in this profile is about 10k per position [equity] and up to 15k per position [option risk] - where a position is defined by the total risk as affected by the underlying stock - you still could end up with 100 positions with a 1mm portfolio, but usually by 20-30, you find ones that you understand well and have reason to believe are undervalued -- those are when you break the 1% rule, and you do it a couple of times. Some will become worth less than 1%, some more than 10%. Re-balance judiciously, hold if it produces income greater than its risk, and sell anything not nailed down when someone offers you a gold-laying goose for it -- you can always by short-term risk with options if you're that confident, and cash is infinantly more exchangeable to immediate needs than paper stocks held at the DTC are to your grocer. Depending on your age, if you have little to no investment experience, i'd check out the professional lists at fool.com (rule your retirement, etc) - those are the profiles I put my family in. If you're bored and looking to day-trade, there are similar lists for options, but those are for play money or experienced readers, not retirement money.