So what does the bank do with all of this money that people deposit if they don't make loans. From http://money.howstuffworks.com/personal-finance/banking/bank

So what does the bank do with all of this money that people deposit if they don't make loans. From http://money.howstuffworks.com/personal-finance/banking/bank1.htm http://money.howstuffworks.com/personal-finance/banking/bank...: Banks accept deposits and make loans and derive a profit from the difference in the interest rates paid and charged, respectively.