There is a new credit card in the US that has crowd sourced policies set by the customer community. The incentive is that the card profit shares. Article - htt

There is a new credit card in the US that has crowd sourced policies set by the customer community. The incentive is that the card profit shares. Article - http://www.businesswire.com/news/home/20120305006339/en/Barclaycard-Introduces-Crowdsourced-Credit-Card-Driven-Online http://www.businesswire.com/news/home/20120305006339/en/Barc... Main Site - http://www.barclaycardring.com/ http://www.barclaycardring.com/ A similar approach may be feasible for an online world bank to generate enough income to pay employees.