Yep, and I think there's a hump that's in the $100-300k range where you start really socking away money for retirement and get your investment portfolio started

Yep, and I think there's a hump that's in the $100-300k range where you start really socking away money for retirement and get your investment portfolio started which siphons money away from your raw purchasing power. In that hump your purchasing power doesn't increase linearly with income like it did before which contributes to the feeling of... futility maybe? Like, man this is a great big pile of cash and all I'm doing is saving it for when I'm 65. I still can't buy a house. What am I doing with my life?!