> which (even with Obamacare in its current state) is going to cost you on average significantly more than an employer offered plan would To be fair, that's pa

> which (even with Obamacare in its current state) is going to cost you on average significantly more than an employer offered plan would To be fair, that's part of why you charge more per hour when contracting than you'd be making as an employee. There's also taxes (that your employer covered but now you do), vacation time, etc. You want to charge an hourly rate as an independent contractor equal to at least what it cost your employer to have you on payroll, not what they actually payed you. The difference is significant.