The chip and pin system would help. Credit Card issues in the US haven't gotten on board yet because the amount of losses prevented by chip and pin aren't high

The chip and pin system would help. Credit Card issues in the US haven't gotten on board yet because the amount of losses prevented by chip and pin aren't high enough to offset the cost of a rollout. Using a debit card is just asking for trouble...ATM's should be used in rare circumstances at reputable banks etc.. I can remember hearing about ATM skimming scams over 7 years ago in the US. This is nothing new. Consumer advocates such as Clark Howard http://www.clarkhoward.com/news/clark-howard/personal-finance-credit/4-places-never-use-debit-card/nC3Nz/ http://www.clarkhoward.com/news/clark-howard/personal-financ... have been talking about this for years. I won't even get into the security risks or using a check to pay for something....and the sad thing is that I know people who will carry around their checkbook and still use them way too often. Once someone has your checking account number it is really easy to do all sorts of bad things. That is why I prefer online bill pay services etc..