I switched to credit cards a few years back for the same reason. My debit card got compromised and about $4k was missing from my account right around the time I

I switched to credit cards a few years back for the same reason. My debit card got compromised and about $4k was missing from my account right around the time I was supposed to pay tuition. It was a giant pain in the butt, but eventually the bank got it all sorted and the university let me pay a few days late. With a credit card, that money isn't gone until I pay the bill, so disputing fraudulent charges is much easier. Also, cash back is nice.