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How could you possibly know what the status of any given motor vehicle accident victim's insurance or financial state is at the point of impact? I suppose I can
by swalkergibson 13y ago
How could you possibly know what the status of any given motor vehicle accident victim's insurance or financial state is at the point of impact? I suppose I can break it down further. What if I were walking across the street and hit by an uninsured motorist (an illegal immigrant, perhaps)? That is a catastrophic injury that could certainly result in a long-term hospital stay with potentially multiple life-saving surgeries required (head, neck, spine), plus physical therapy and likely long-term care needed to manage the aftermath. Tell me again, why is it that the act of crossing the street should ruin me physically and financially?
- pbreit 13y agoIt (probably) shouldn't. But like I said, it's extremely rare (to the point where I'm not even sure it actually happens). And such an extreme edge case that it shouldn't debilitate the whole rest of the system.
- swalkergibson 13y agoThen disregard that example and simply substitute it for getting sick with cancer or something if it seems too far-fetched to you, it does not seem that way to me. Regardless, medical bills are the leading cause of bankruptcy in the United States [1]. How can we live in a society where anyone but the wealthiest individuals could be struck down financially at any moment? How much entrepreneurship is completely stifled by the need to stay at a particular job due to proper healthcare coverage? I would venture to guess the answer is quite a lot. [1] http://www.cnbc.com/id/100840148 http://www.cnbc.com/id/100840148