With Kiva, you can lend money at 0% interest to a microfinance institute, which utilizes the interest-free capital to give a loan at a slightly lower interest r

With Kiva, you can lend money at 0% interest to a microfinance institute, which utilizes the interest-free capital to give a loan at a slightly lower interest rate than it otherwise would. http://en.wikipedia.org/wiki/Kiva_%28organization%29#Current_interest_rate_statistics http://en.wikipedia.org/wiki/Kiva_%28organization%29#Current... As of January 7, 2010, 35.21% is the Average Interest Rate and Fees Borrowers Pay (Portfolio Yield) to All Kiva Field Partners.