OP does not need 1 million to buy a house unless he wants to live in New York or SF. One million for material goods is plenty but it will not be enough if he wa

OP does not need 1 million to buy a house unless he wants to live in New York or SF. One million for material goods is plenty but it will not be enough if he wants to live a very extravagant life. Assuming 4% return on the rest, next 5 million will give you around $200k which is way above US median income.