If I had a million dollars, I'd have time to develop skill to the next million. No brainer decision for me. For most people the decision should be easy as wel

If I had a million dollars, I'd have time to develop skill to the next million. No brainer decision for me. For most people the decision should be easy as well, as a million is life changing money, whereas skill entails risk. The question might be better as, insta-100k or a chance for a million (skill).