For us it always comes down to personality issues. We have had a client that was a good person but ran into financial issues, a good person will eventually sett

For us it always comes down to personality issues. We have had a client that was a good person but ran into financial issues, a good person will eventually settle their debt as this person did. A bad client is someone who thinks they own you because they're paying. This is not true and I am very protective of my employees.