I think it depends upon the bank, because some are. My bank called yesterday to tell me they were preemptively hot-carding my wife's debit card because she use

I think it depends upon the bank, because some are. My bank called yesterday to tell me they were preemptively hot-carding my wife's debit card because she used it at Target. It's a small local bank, though, so it's not like Chase, who has to deal with potentially millions of customers.