You forgot a few steps: (1b) American taxpayers bailout insolvent securities firms whose whole business is supposedly predicated on competent risk assessment a

You forgot a few steps: (1b) American taxpayers bailout insolvent securities firms whose whole business is supposedly predicated on competent risk assessment as a core skill yet totally ignored best practices to threaten the entire economy. (1c) Pays themselves handsome commissions. (3 addendum) buys the houses at a low cost made so by the bubble they created _with the bailout money of the taxpayers!!!!!_ (4b) destroys communities, defunds schools, further atomizes and disorganizes the modern American society