$50/month. It is actually $30-50 one time and then $40-80/mo which is what I meant by $50/yr. plans are 6 or 12 months max duration depending on state. $95 or

$50/month. It is actually $30-50 one time and then $40-80/mo which is what I meant by $50/yr. plans are 6 or 12 months max duration depending on state. $95 or 1%. I don't have to worry about the penalty in 2014 since my plan was cancelled in 2013. I didn't look into it enough to see it was the greater of $95 or 1%.