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I'm having trouble interpreting your numbers; is the short-term insurance $50/year or $50/month? (Looking on ehealthinsurance.com, I don't see any short-term pl

by gojomo 13y ago

I'm having trouble interpreting your numbers; is the short-term insurance $50/year or $50/month? (Looking on ehealthinsurance.com, I don't see any short-term plans under $100/month, but that might be my age/zip.) And why is $95 your estimate for the penalty? Won't most people with non-poverty incomes be paying the larger, 1%-of-income-over-the-filing-threshold, penalty?

rdl 13y ago
$50/month. It is actually $30-50 one time and then $40-80/mo which is what I meant by $50/yr. plans are 6 or 12 months max duration depending on state. $95 or 1%. I don't have to worry about the penalty in 2014 since my plan was cancelled in 2013. I didn't look into it enough to see it was the greater of $95 or 1%.