Call it what you will, but health insurance that doesn't cover preventive care and pre-existing conditions would be all but useless to me, personally, due to ex

Call it what you will, but health insurance that doesn't cover preventive care and pre-existing conditions would be all but useless to me, personally, due to expensive ($15,000/month, give or take) preventive treatment necessary to properly treat severe hemophilia. With that said, hard cases make bad law, and the argument against immediate coverage of pre-existing conditions — healthy people will rationally choose to remain un- or underinsured, then seek more comprehensive coverage when diagnosed with something that requires expensive treatment — is reasonable. It's also a decent argument for universal health care at a reasonable minimum standard.