I went to site you link and see it purports to use the Berkeley calculator to calculate the "cliff" amounts. When I put numbers into Berkeley calculator (http:

I went to site you link and see it purports to use the Berkeley calculator to calculate the "cliff" amounts. When I put numbers into Berkeley calculator (http://laborcenter.berkeley.edu/healthpolicy/calculator/ http://laborcenter.berkeley.edu/healthpolicy/calculator/ ) I see values that are similar to those I got from Kaiser calculator (in post I made in this same subthread). The way data is presented in your linked article seems intended to be misleading. E.g., they talk about raw dollar amounts, not percentages. I don't know whether there is some case in which the dollar amounts could come out to those in their charts, but if there is it's not for the usual "silver" policy. Maybe the percentage subsidy for a whacky expensive gold policy could get you to those dollar values for the cliff, but I doubt even that.