My HSA-compatible HDHP which I had from 2010-2013 had no lifetime cap or annual cap, and since I'd had employer coverage before, no exclusion on pre-existing co

My HSA-compatible HDHP which I had from 2010-2013 had no lifetime cap or annual cap, and since I'd had employer coverage before, no exclusion on pre-existing conditions. They actually reduced some benefits (for out of network providers) from 2013 to 2014, and the price went from $81 (2010) to $90 (2011) to $102 (2012) to $120 (2013). HSA Bronze HSA, the nearest equivalent, is $214 from another provider, or $250 from this provider. So I switched to a $41/mo short term plan for 2014.