Everybody needs a few critical passwords that they should memorize and not use shortcuts with. My email and Paypal passwords are very strong; to break them you

Everybody needs a few critical passwords that they should memorize and not use shortcuts with. My email and Paypal passwords are very strong; to break them you have to either keylog/shouldersurf/whatever, or else brute force an attack for quite a few characters. Nor will you find joy with alternate ways of getting in, such as security questions. If I used a password manager, its password would be another critical one, but even so I probably wouldn't use it for accessing my other crucial accounts. A lot of my other accounts can be more easily hacked, but relatively little harm would be done if they were. I think one of my MMO accounts -- to a game I no longer play -- actually was.