Yes, except the volatility of BitCoin makes it too risky for the average consumer to try and use it as any kind of a currency. Plus, couldn't the bitcoin excha

Yes, except the volatility of BitCoin makes it too risky for the average consumer to try and use it as any kind of a currency. Plus, couldn't the bitcoin exchange that you input your credit card to get similarly hacked? There wouldn't be just one, basic rules of competition would mean there would be multiple outlets offering this service. And in the course of rushing to market, most of them would implement broken security.