That sounds exactly like the kind of wishful thinking the OP is railing against. For "retail" folk who are having trouble navigating through regular life witho

That sounds exactly like the kind of wishful thinking the OP is railing against. For "retail" folk who are having trouble navigating through regular life without getting screwed by their regular bank account, what does bitcoin offer? Less than nothing. Bitcoins may have their uses, but it is primarily an advantage to very sophisticated persons (or criminals).