Yes, it is absolutely correct. A provider can waste my time, lock me into dispute resolution and even if I "win" and get a full refund, I can't leave public fee

Yes, it is absolutely correct. A provider can waste my time, lock me into dispute resolution and even if I "win" and get a full refund, I can't leave public feedback so that the next buyer knows how shitty they are. I won't even touch the non sequitur about India.