Homelessness is scary, especially in this society. But there is not some number of startup failures after which I'm at risk of spending every day yelling gibber

Homelessness is scary, especially in this society. But there is not some number of startup failures after which I'm at risk of spending every day yelling gibberish and spitting on passers-by. And that stuff doesn't seem to happen in the valley, possibly because they were all drawn to the city where not so many people drive everywhere.