4 ms·

Ask HN: How would you invest $500k?

7 points by jliptzin 13y ago

Aside from startup investing, where would you allocate $500k? Real estate? S&P? Gold? Cash? Bitcoin? Assume no diversification - you can only put it in one place.

Mankhool 13y ago
Commercial RE.
simbolit 13y ago
The assumption is stupid. Sorry to say that, but it is. If it is throwaway money, put it in bitcoin. It definitely has the greatest potential to double in reasonable time. It also has a fair chance of completely crashing, but, hey, it's throwaway money.
fennecfoxen 13y ago
VFFVX (Vanguard Target Retirement 2055 Fund) https://personal.vanguard.com/us/funds/snapshot?FundId=1487&FundIntExt=INT https://personal.vanguard.com/us/funds/snapshot?FundId=1487&... (Actually, I have more my ~$300k in other Vanguard funds, but if I had to consolidate to exactly one, that'd be it.) You could also make a case for VT (Vanguard Total World Stock ETF). https://personal.vanguard.com/us/funds/snapshot?FundId=3141&FundIntExt=INT https://personal.vanguard.com/us/funds/snapshot?FundId=3141&... It is a stupid question, though, as it makes no accounting for your individual situation, an important thing that defines your relationship with money.
bobfirestone 13y ago
S&P through a low fee mutual fund or ETF. It is boring but over the long haul will probably have the best performance. If I was placing an all or nothing bet with $5k it would go in bit coin. I doubt the volatility will go away anytime soon so I suspect that it will either continue the explosive growth or crash.
davidsmith8900 13y ago
- If its one place, I'll put it in startups.
sharemywin 13y ago
Ivy league education
jbobes 13y ago
cloud306.com - startup, just launched (no press release yet), bootstrapped, wicked uber cool
macarthy12 13y ago
on Black
Casseres 13y ago
SPDR S&P 600 Small Cap Growth ETF
strick 13y ago
wealthfront.com - author of Random Walk Down Wall Street is the investment guru. Auto allocation and tax loss harvesting.
AutoCorrect 13y ago
Indoor soccer field.
creativeone 13y ago
Buy multifamily real estate.

7 points by jliptzin 13y ago

Aside from startup investing, where would you allocate $500k? Real estate? S&P? Gold? Cash? Bitcoin? Assume no diversification - you can only put it in one place.

Mankhool 13y ago

Commercial RE.

simbolit 13y ago

The assumption is stupid. Sorry to say that, but it is. If it is throwaway money, put it in bitcoin. It definitely has the greatest potential to double in reasonable time. It also has a fair chance of completely crashing, but, hey, it's throwaway money.

fennecfoxen 13y ago

VFFVX (Vanguard Target Retirement 2055 Fund) https://personal.vanguard.com/us/funds/snapshot?FundId=1487&FundIntExt=INT https://personal.vanguard.com/us/funds/snapshot?FundId=1487&... (Actually, I have more my ~$300k in other Vanguard funds, but if I had to consolidate to exactly one, that'd be it.) You could also make a case for VT (Vanguard Total World Stock ETF). https://personal.vanguard.com/us/funds/snapshot?FundId=3141&FundIntExt=INT https://personal.vanguard.com/us/funds/snapshot?FundId=3141&... It is a stupid question, though, as it makes no accounting for your individual situation, an important thing that defines your relationship with money.

bobfirestone 13y ago

S&P through a low fee mutual fund or ETF. It is boring but over the long haul will probably have the best performance. If I was placing an all or nothing bet with $5k it would go in bit coin. I doubt the volatility will go away anytime soon so I suspect that it will either continue the explosive growth or crash.

davidsmith8900 13y ago

- If its one place, I'll put it in startups.

sharemywin 13y ago

Ivy league education

jbobes 13y ago

cloud306.com - startup, just launched (no press release yet), bootstrapped, wicked uber cool

macarthy12 13y ago

on Black

Casseres 13y ago

SPDR S&P 600 Small Cap Growth ETF

strick 13y ago

wealthfront.com - author of Random Walk Down Wall Street is the investment guru. Auto allocation and tax loss harvesting.

AutoCorrect 13y ago

Indoor soccer field.

creativeone 13y ago

Buy multifamily real estate.