So you're telling me... in your country, making more debt financing available and then seeing people go into more debt doesn't trigger any thoughts of causality

So you're telling me... in your country, making more debt financing available and then seeing people go into more debt doesn't trigger any thoughts of causality? So you're telling me... after seeing an explosion in housing prices after more debt financing was made available, it's not conceivable that the same dynamic is at play in education? Hmmmm.