I am not calling all financial services inefficient/useless. Obviously there is value in providing loans, customer support, etc. But at least some activities o

I am not calling all financial services inefficient/useless. Obviously there is value in providing loans, customer support, etc. But at least some activities of the traditional financial sector can be made more efficient by crypto-currencies, hence the value they provide to society. (Again I refer you to this one example: https://news.ycombinator.com/item?id=6782706 https://news.ycombinator.com/item?id=6782706)