Look at what every other western country does. They pretty much all have some form of "socialised" medicine aka universal healthcare. In New Zealand, we spend

Look at what every other western country does. They pretty much all have some form of "socialised" medicine aka universal healthcare. In New Zealand, we spend about 1/4 as much per capita on healthcare, yet we live longer and have better stats re child mortality and the like. We are not particularly good either, there are a lot of countries doing better than us. The role of insurance is then to cover the difference between basic health care and premium. The main objections I have seen from yanks is: 1 It's socialism! Maybe, depending on your definition, but it works. The word "socialism" should not be an off switch for your brain. 2 I don't want to pay for someone else's health care. If you have insurance, you already are paying for someone else's healthcare. Sometimes they are paying for you, that's how insurance works.