And also more secure than traditional payment methods since it is prepaid and the merchant is guaranteed not to be frauded. What merchants don't want, typicall

And also more secure than traditional payment methods since it is prepaid and the merchant is guaranteed not to be frauded. What merchants don't want, typically, is added customer convenience to payment methods IF it adds additional risk for fraud. EMV Chip has been a huge success, and NFC is kind of a step backward because anyone can steal a NFC chip card and make small purchases, which means merchants still need to dispute fraud charges.