I disagree considering that in Canada, we already have PayPass (by Mastercard) and Interact Flash for simply tapping and paying on the go. It's faster than log

I disagree considering that in Canada, we already have PayPass (by Mastercard) and Interact Flash for simply tapping and paying on the go. It's faster than logging into my phone and keeps the simplicity of credit cards. And the risk is on the credit card companies for small payments (<$50).