I grew up poor, well educated, and knew how to budget. I just chose not to when I was younger. When you're relatively rich it's very easy to convey wealth. You

I grew up poor, well educated, and knew how to budget. I just chose not to when I was younger. When you're relatively rich it's very easy to convey wealth. You only have to look at the well educated, trust funded hipsters to see they will be alright. When you're poor your means to convey success are limited to material things. I was involved with a program to get poor people bank accounts. In the end the bank (American) slowly bled them dry with charges and fees. One thing I do have to give credit to the poor, at least they recognize money is fleeting and bullshit. It's the personal connections that will help you along. I have many upper middle class friends who can't change a tire, can't snake a toilet, and don't know how to do physical labour. One dropped a coffee meet last week because it conflicted with his tennis match.