In general, I'm sympathetic to the claim that SF/SV is too expensive, particularly with respect to housing, and this represents a legitimate drain on the econom

In general, I'm sympathetic to the claim that SF/SV is too expensive, particularly with respect to housing, and this represents a legitimate drain on the economy, and that better public policy would go a long way towards fixing that. With that out of the way, though: > after paying for housing, food, transportation, insurance, utilities, sundry expenses, and student loans--there's not a whole lot of that $100K/12 left! That says, "after I spend all my money, I don't have any money left!" Is it really that there isn't enough money or is that your cost base is too high? Millionaires can go broke too, but it isn't because they're not rich.