I wonder how much of that is due to "upgrades" that don't really improve quality of life all that much. Get top tier internet access, couple that with expensiv

I wonder how much of that is due to "upgrades" that don't really improve quality of life all that much. Get top tier internet access, couple that with expensive vehicles and a gaudy house, and you've got no more real saving potential than the guy four neighborhoods over who makes half your salary.