Random thoughts: - Kiva (& similar microlending orgs) seems like a nice way to put some portion of that to work for good causes, without it disappearing nearly

Random thoughts: - Kiva (& similar microlending orgs) seems like a nice way to put some portion of that to work for good causes, without it disappearing nearly as fast as simple charitable giving would make it go. - If you own a place to live outright (no mortgage), even if it is a tiny apartment, you have an incredible amount of flexibility in your life that you would not have otherwise. (Of course, that flexibility is more interesting if you are living in SF than in Montana.) (edit: paragraph breaks.)