I have no idea how it'll help and suspect the author is confused about what a fraud alert actually does. A fraud alert is simply a notice put on your credit fi

I have no idea how it'll help and suspect the author is confused about what a fraud alert actually does. A fraud alert is simply a notice put on your credit files that creditors (before loaning you money, giving you a credit card, etc) will see. Creditors are supposed to call the number you listed before extending credit to make sure you actually requested it. A fraud alert's primary use to prevent identity theft and not to dispute items on your credit report.