Take the corporate job. You have two people that depend on you to provide for them for both income and insurance (assuming you are in the USA). In a year or t

Take the corporate job. You have two people that depend on you to provide for them for both income and insurance (assuming you are in the USA). In a year or two your wife could return to the workforce, then go for whatever startup is in fashion at the time. Being as tech startups are, it has a >50% chance of failure anyway. It would also be possible to start your own side project while working the corporate job.