Thought experiment: Pretend it is 1 year go. Assume at that time that BTC was trading for 50 USD. (I pulled this out of thin air, somebody can look up the real

Thought experiment: Pretend it is 1 year go. Assume at that time that BTC was trading for 50 USD. (I pulled this out of thin air, somebody can look up the real historical rates at that time, if curious. But I know it was much much lower than present.) Pretend that BoA came out back then with a fancy serious official "expert judgment" report saying that the maximum fair market value of BTC would be 70 USD/BTC. Now let this digest in your mind. And that this type of thing is happening all the time in the "serious" financial/business/entrepreneurial world. Nobody's an expert about the future. (Nor on the present.) It's an unknown country. It doesn't exist yet. I won't say that literally anything could happen in the future. But there are so many things that can, and so many variables and moving parts, and so many unknowns, that it's often effectively equivalent to that. If a man steps out of a Time Machine from the Future, and tells me the maximum value is 1300 USD, then, maybe I'll believe him. But I'd still want some independent verification that his box can truly travel in time. And these BoA folks aren't even claiming they have that.