Right. . . but once it leaves that staging area, no backsies. So in order to replicate the kind of consumer protection that credit cards offer, probably you'd

Right. . . but once it leaves that staging area, no backsies. So in order to replicate the kind of consumer protection that credit cards offer, probably you'd do something where the buyer doesn't do anything, and instead has 180 days to vote to cancel the transaction. At the end of that 180 day period, the 3rd party automatically votes to release the funds from the merchant. From the buyer's perspective that kind of arrangement might feel like they paid for the product right away. But from the seller's perspective, it's a terrible deal because they never get paid until half a year later.