Except currently, I know most of my passwords. Losing my email access would suck on so many levels I don't know where to start, but at least I can still log int

Except currently, I know most of my passwords. Losing my email access would suck on so many levels I don't know where to start, but at least I can still log into my bank/credit card sites/etc. to start mitigating the potential damage. If everyone went to a system like this, losing your email means losing access to everything you don't have an active cookie for, instantly and with no ability to recover.