From my last post: >the idea is that restricting the enrollment period will cause uncertainty (or fear) that the citizen may 'miss out' on the opportunity to s

From my last post: >the idea is that restricting the enrollment period will cause uncertainty (or fear) that the citizen may 'miss out' on the opportunity to save money on treatment throughout the year. I believe this logic shows that enrollment periods are reasonably related (, Supreme Court language for constitutionally permissible,) to the free rider issue. Whether it is a sufficient justification for government intrusion into independent decision making by citizens is a completely different, and entirely normative judgement.