That's my point exactly. The free time is scary. I had a typical 9-5 gig until 2010. Even then I was constantly making things on the side. Since 2010, I switche

That's my point exactly. The free time is scary. I had a typical 9-5 gig until 2010. Even then I was constantly making things on the side. Since 2010, I switched to 20hrs/week consulting and initially, life was awesome. But then I got really really bored. So I started watching online courses (e.g. bioengg lectures from Berkeley) and learned how to solve the Rubik's Cube. The self-inflicted mental pressure to not waste my free time was tremendous. If I wasn't being productive, I felt guilty. The guilt of not being productive was worse than the stress of working crappy hours. So I started working on an app for people with ALS and things were great for the next two years of development. Then I sold the app and now I'm back to having the same free-time = guilt problem. Next year I'm starting another project with a friend to help kids with psych issues. I know all of this sounds great but the stress of continuing to be productive 24/7 takes away from the leisure that starts at 4pm Fridays for people with 9-5 jobs. There is no period of downtime for me on weeknights or weekends or holidays. When you have a 9-5, you can do whatever you want outside of it and nobody bats an eye. When you can do anything you want all day, you being to wonder if you're using your time in the best possible way or not. Again, not saying I wouldn't mind being debt free immediately. Just confirming PGs statement about finally writing the book. When you have no excuses, how do you explain stagnation or failure?