My thoughts as well. It sucks that this failure happened -- failure does happen, and it sucks more the more people are affected by it -- but putting your kids i

My thoughts as well. It sucks that this failure happened -- failure does happen, and it sucks more the more people are affected by it -- but putting your kids in a position like this? Your spouse has the choice to support you, or to at least try to talk you out of either doing what you're doing or dumping all of your assets into it. Your kids don't have the understanding to know the difference or understand the situation. Hindsight is 20/20, but people seem too often to forget that foresight can go a long way towards saving you from having to stare backwards at a disaster. Hopefully the OP learns from this and makes his future failures (because we all fail, and just doing it once would be an incredibly rare feat) more palatable to himself and his family.