Slightly off topic but similar, a friend and I tend to have a frustrating talk about some company (startups and old stable businesses alike) who fails to succes

Slightly off topic but similar, a friend and I tend to have a frustrating talk about some company (startups and old stable businesses alike) who fails to successfully take our money once every week or two. Seriously people, just ask people for their money and then freaking make it easy to do. That's all. It isn't that hard. I want to give you money. Please, let me give you money.