I agree with the regulatory issues. Ripple is pretty cool though in that it may be able to fly under the regulatory scope for a while. I gave a talk last week

I agree with the regulatory issues. Ripple is pretty cool though in that it may be able to fly under the regulatory scope for a while. I gave a talk last week at the Reboot conference about the regulatory issues we face with financial innovation and how to solve them: http://www.slideshare.net/pelleb/agile-banking http://www.slideshare.net/pelleb/agile-banking