Those third party fees having nothing to do with bitcoin's simplicity or reliability, but with the amount of the insured transfer, the perceived risk of the fai

Those third party fees having nothing to do with bitcoin's simplicity or reliability, but with the amount of the insured transfer, the perceived risk of the failure, and the expected costs and complexity of recovering any losses from either party involved. Whether it is in bitcoin, CHF, EUR, USD, gold, platinum, Amazon Coins, Zorkmids, yams or sheep skins, insuring a transaction will depend on those factors.