Creating backups is not that hard. Print out extra copies, give one to your sister/best friend/lawyer/whoever you trust. Or store the seed phrase (or memory jog

Creating backups is not that hard. Print out extra copies, give one to your sister/best friend/lawyer/whoever you trust. Or store the seed phrase (or memory jog that only you will understand) in many places. Upload encrypted versions to dropbox/gmail/etc. Put a copy in your locked safe. There are many options. There are several tools that allow you to create a transaction offline (using similar steps to what I listed above, which only take 10-20 minutes) and then you can broadcast the raw transaction text to the network using something like http://blockchain.info/pushtx http://blockchain.info/pushtx. Again, this only necessary for super secure storage of long term savings/investments/etc. Lastly, one could easily keep small, day-to-day amounts on their smartphone, which can spent and transferred quite conveniently (average joe level convenient). Then top up this spending wallet every so often using your offline wallet (10 minute time commitment every week or two). The options/methods for doing all of this will only get easier. We are in the pre-alpha stages of digital currency software right now. Think web in the early 90s.