I've had a few issues lately with my Bank Simple card being flagged as a prepaid card because of companies using "old" databases (as far as I can tell). My acc

I've had a few issues lately with my Bank Simple card being flagged as a prepaid card because of companies using "old" databases (as far as I can tell). My account at Western Union was literally banned. I spent 2 hours on the phone with the American Express fraud department after linking my Simple debit card and getting flagged. This sort of reputation system usually works 98%+ of the time, but when you get a false positive, there is literally no recourse. I hope they are forced to provide profile information and "correction" services to consumers in the same way credit reporting agencies have to.