1. Lack of market: retail spending is still occasionally dropping month-on- month. 2. Lack of liquidity: what bank, already in perilous condition, is going to

1. Lack of market: retail spending is still occasionally dropping month-on- month. 2. Lack of liquidity: what bank, already in perilous condition, is going to lend to these young people? 3. Lack of savings to compensate for ( 2 ) Spanish financial indicators: http://www.tradingeconomics.com/spain/consumer-spending http://www.tradingeconomics.com/spain/consumer-spending